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HOW TO INCREASE YOUR CREDIT SCORE WITH THE "WHAT
IF SIMULATOR"
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1. Go to www.qccredit.com and click on USER LOGIN
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2. Enter your LOGIN and PASSWORD
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3. Click FIND REPORT
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4. Enter criteria and then click SUBMIT QUERY
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5. Click on OPEN
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6. Click on WHAT IF SIMULATOR
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7. Determine which bureau you need to increase the credit score with and select the bureau. Click on ORDER WHATIF.
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8. Now you can change any information you want on the credit report to see how it would affect your score. You can change the status on each account, the balances, or delete your late dues or even add or delete accounts on your report to see what effect it would have on your score.
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(Click to Enlarge)
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Disclaimer:
1. The potential score increase is an national average, so use 80% of the score to be on the conservative side
i.e. if it says you will get 20 points for one trade line 80% of 20 is 16 points so you can get from 16 - 24 points.
2. 2 out of 100 credit analyzer could be inaccurate. Instead of getting 16 points you could get only 2 or none at all. This credit analyzer is not guaranteed.
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